If your gold is locked in a loan you're struggling to repay, we settle the outstanding amount on your behalf, recover your jewellery, and pay you the difference in cash — all in one visit.
When you take a gold loan from a bank, Muthoot Finance, Bajaj Finance, Manappuram or a local financier, your jewellery stays locked in their custody until the loan is fully repaid. As interest builds up, clearing that loan yourself can get harder every month — and missing the deadline risks your gold being auctioned.
Pledged gold recovery means we step in, settle the outstanding loan amount directly with your lender, and get your jewellery released. From there, you can either take your gold back, or sell it to us on the spot at that day's market rate — whichever works better for you.
No matter where your gold is pledged, our team handles the paperwork and settlement communication directly with the lender, so you don't have to negotiate anything yourself.
Bring or WhatsApp us your pledge receipt / loan document along with a valid ID. We check the outstanding amount and current interest with your lender.
Our team pays off the outstanding balance directly to the bank or NBFC and arranges for your pledged gold to be released into our custody.
Once released, your gold is weighed and purity-tested in front of you using a certified machine — no melting, no guesswork.
We calculate your gold's value at the day's market rate, subtract the settled loan amount, and pay you the balance instantly in cash, UPI or bank transfer.
Prefer to keep your jewellery after the loan is cleared? That's entirely your choice — selling is never mandatory.
Your loan account is closed, interest stops accruing, and you walk away with clarity on exactly where your gold and money stand.
Rising interest is making your monthly repayment feel like it's never going to end.
You're worried about missing the repayment deadline and risking auction of your jewellery.
Today's market rate may be well above your loan amount — recovering now could work in your favour.
Heirloom or wedding jewellery you'd rather reclaim than lose to auction.
You'd rather have someone else manage the settlement calls and documentation.
Need help consolidating or closing more than one pledge across lenders.
| Document | Why it's needed |
|---|---|
| Original pledge / loan receipt | Confirms which lender holds your gold and the loan amount |
| Government photo ID (Aadhaar / PAN / Voter ID) | Verifies your identity and ownership of the pledged gold |
| Latest loan statement (if available) | Helps us confirm the exact outstanding balance and interest |
Don't have all of these handy? Message us on WhatsApp with what you do have — we'll tell you exactly what's still needed before you make the trip.
We handle the communication and settlement directly with your lender. You won't need to negotiate or visit the bank yourself for the recovery process.
We'll tell you this upfront, before any settlement takes place, so you can decide whether recovering the gold still makes sense for your situation.
Once your documents are verified, settlement with most lenders can be completed within 24–48 hours. We'll give you a clear timeline specific to your lender when you share your loan details.
Yes, we assist with settlements for gold pledged with local financiers and pawn brokers as well as banks and registered NBFCs.
No. Once your loan is settled and the gold is released, you're free to take it home. Selling to us is only one option, never a requirement.
Fill this in and our team will call you back with next steps — or message us directly on WhatsApp with a photo of your loan document for a faster response.
